Legal
Terms of Service
Effective Date: November 2, 2025
Welcome to FUMoneyCalculator.com ("we," "us," or "our"). By using our website, calculators, or any related content, you agree to these Terms of Service. Please read them carefully before using the site.
1. Acceptance of Terms
By accessing or using this website, you agree to comply with and be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific tools or features. If you do not agree, please do not use the site.
2. Purpose of the Site
FUMoneyCalculator.com provides educational tools, articles, and calculators designed to help users understand financial concepts like budgeting, savings goals, and financial independence. Our content and tools are for informational and educational purposes only.
We are not financial advisors. Nothing on this site constitutes financial, investment, legal, or tax advice. You should consult a qualified professional before making any financial decisions.
3. Use of Calculators and Tools
Our calculators (including the FU Money Calculator, Freedom Runway Calculator, and others) are designed to provide estimates based on the information you enter. These are not guarantees or predictions of future performance.
- All calculator results are provided "as is" without warranties of any kind.
- We do not guarantee the accuracy, completeness, or applicability of any output.
- You are solely responsible for interpreting and applying any results generated by our tools.
By using any calculator or interactive feature, you acknowledge that you do so at your own risk, and we are not responsible for any decisions or outcomes based on their use.
4. Affiliate Links and Recommendations
Some pages and resources on this site include affiliate links. This means we may earn a small commission if you purchase or sign up through these links, at no extra cost to you. These partnerships help us maintain and improve the site.
We only recommend services or products we genuinely believe provide value — however, you are responsible for evaluating any offer, product, or service before making a decision. See our Affiliate Disclosure for details.
5. No Accounts; Your Data
We do not offer user accounts, logins, or server-side storage. Any information you enter into our calculators is processed entirely within your own browser. We do not collect, transmit, or store your calculator inputs on our servers. If your browser saves your inputs for convenience, that data stays on your device and you can clear it at any time through your browser settings.
6. Limitation of Liability
To the fullest extent permitted by law, FUMoneyCalculator.com, its owners, and affiliates will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site, calculators, or any linked third-party services.
This includes, without limitation, any loss of income, profits, savings, or data, whether resulting from negligence, breach of contract, or otherwise.
7. No Warranties
All tools, calculators, and content are provided "as is" and "as available" without warranties of any kind. We do not warrant that the site will be uninterrupted, error-free, or free from security vulnerabilities.
8. Third-Party Links
Our site may include links to third-party websites, services, or offers. We are not responsible for the content, accuracy, or privacy practices of these external sites. Accessing third-party links is at your own discretion and risk.
9. Intellectual Property
All site content — including text, graphics, code, logos, and design elements — is the property of FUMoneyCalculator.com or its licensors and is protected under applicable copyright and trademark laws.
You may not copy, reproduce, modify, or redistribute any site content without prior written permission.
10. Termination of Access
We reserve the right to restrict or suspend site access at our discretion, without prior notice, for any activity that violates these Terms or applicable laws.
11. Changes to These Terms
We may update these Terms of Service periodically. The latest version will always be posted on this page with the revised effective date. Continued use of the site after changes are published constitutes your acceptance of the updated terms.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the State of Louisiana, without regard to conflict of law principles.
13. Contact Us
If you have questions about these Terms of Service, please contact us here.
Website: https://fumoneycalculator.com