Legal

Privacy Policy

Effective Date: November 2, 2025

Welcome to FUMoneyCalculator.com ("we," "us," or "our"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our website and calculators.

In short: we don't offer accounts and we don't store your calculator inputs. Everything you type into our tools is processed locally in your browser and is never sent to our servers.

1. Information We Collect

We collect minimal information — only what's necessary to operate the website and understand how it's used.

  • Calculator Inputs: Any data you enter into our calculators (e.g., income, expenses, savings) is processed entirely within your browser. It is never transmitted to or stored on our servers. If your browser remembers your inputs for convenience, that data stays on your device and you can clear it any time.
  • Cookies & Analytics: We may use cookies and analytics tools (such as Google Analytics or Netlify Analytics) to understand site usage and performance. These tools collect anonymized usage data such as page views, browser type, and device information.
  • Affiliate Links: Some pages include affiliate links to products or services. When you click an affiliate link, the third-party site may use cookies to track referrals for commission purposes.

2. How We Use Your Information

  • To provide and maintain the calculators and site features
  • To analyze traffic and improve user experience
  • To display relevant content and recommendations
  • To comply with legal obligations and prevent abuse or fraud

3. How We Protect Your Information

We serve the site over HTTPS and follow reasonable measures to keep it secure. Because calculator inputs never leave your browser, the most sensitive information you provide is never transmitted to us in the first place. While we take security seriously, please remember that no online platform is 100% secure.

4. Sharing of Information

We do not sell, rent, or trade your personal data. We may share limited information only in the following situations:

  • With service providers who help us operate the site (e.g., hosting and analytics platforms)
  • To comply with legal requirements or respond to lawful requests
  • To protect our rights, users, or property in case of abuse or violation

5. Affiliate Disclosure

Some links on this site are affiliate links. This means we may earn a commission if you click through and make a purchase, at no additional cost to you. We only recommend tools, services, and resources we genuinely believe can help users build toward financial independence. See our Affiliate Disclosure.

6. Your Rights and Choices

  • Your Data: Because we don't store your calculator inputs, there is no account data for us to hold. Any saved inputs live only in your browser and can be cleared through your browser settings.
  • Cookies: You can disable cookies in your browser settings, though some site features may not function as intended.
  • Opt-Out: In the EU/UK we ask for analytics consent before any analytics cookies are set, and analytics stays off until you accept. You can also opt out using a browser plugin or privacy setting.

7. Data Retention

We do not retain your calculator inputs. Anonymized analytics data is retained per the analytics provider's standard policies.

8. Third-Party Services

We use trusted third-party services to operate this site, including:

  • Netlify (hosting and analytics)
  • Google Analytics (optional usage analytics)

Each third-party provider has its own privacy policy governing how they handle your data.

9. Children's Privacy

Our website is not intended for children under 16. We do not knowingly collect or store personal information from children. If we learn that we have inadvertently collected such data, we will delete it promptly.

10. International Users

If you access this website from outside the United States, please note that analytics data may be processed in the U.S. By using our site, you consent to this transfer.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will always be posted on this page with an updated "Effective Date."

12. Contact Us

If you have any questions about this Privacy Policy or your data, you can reach us here.

Website: https://fumoneycalculator.com